588
Tamil Nadu promise ledger
588·27 Aug 2026·governance
Registration Department introduced online MODT and mortgage registration under Presenceless Registration and mandated EC checks prior to loan disbursement.
On August 27, 2026, the Registration Department announced the introduction of fully online Memorandum of Deposit of Title Deeds (MODT) and mortgage deed registrations under the Presenceless Registration system, and instructed banks via SLBC to disburse loans only after confirming registered mortgage reflection on Encumbrance Certificates (EC).
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Press Release No : 588 Date: 27.08.2026
PRESS RELEASE
Under the 'Anywhere Registration' initiative, the Registration Department has introduced online registration for Memorandum of Deposit of Title Deeds (MODT) and Mortgage Deeds through the 'Presenceless Registration' framework. This eliminates the necessity of visiting Sub-Registrar offices in person, simplifying workflow and enhancing transparency.
To prevent fraudulent multiple loan borrowings on the same property using duplicate mortgage deeds, as per Government Letter (Ms) No. 114 dated 12.08.2026, all operating banks across Tamil Nadu have been instructed via the State Level Bankers' Committee (SLBC) to release mortgage loan disbursements only after verifying that the mortgage deed registration is duly reflected in the Encumbrance Certificate (EC).
Inspector General of Registration
Issued By: - DIPR, Secretariat, Chennai – 9
Issued By: Directorate of Information and Public Relations (DIPR), Chennai
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